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The Train Wreck That is U.S. Healthcare (And What to Do About It)

Nikhil Krishnan is the founder and author of Out-of-Pocket, a newsletter featuring in-depth analysis and clever memes about the state of the healthcare system in the United States today. While most of us will tune out as soon as anybody mentions the word “healthcare” or “insurance,” Nikhil brings a fresh and fun perspective to the topic of healthcare that is also informative and educational.

Listen in as we discuss the nitty-gritty of the current healthcare system in the US, including whether premiums are going up or down and whether you should be expecting a refund from your insurance company this year. We also talk about the two biggest problems in the US system today, the dichotomy between the US being a leader in cutting edge technology while also having an issue with access to basic healthcare for many, and we dive into the options for small businesses who want to provide health insurance for their employees.

You’ll learn:

  • The two reasons why healthcare in the US is such a disaster. (5:05)
  • Employers and healthcare, and what is a uniquely US problem. (7:30)
  • Nikhil’s thoughts on a single payee system. (10:40)
  • Where healthcare premiums are now and where they are going. (14:10)
  • What the options are for employers who want to provide health insurance for employees. (17:15)
  • The two types of HRAs. (22:25)
  • Are there actually good catastrophic plans? (31:05)
  • Nikhil’s thoughts on direct primary care. (40:00)
  • What is the future of US healthcare? (43:50)

Subscribe: iTunes | Stitcher

(With your host Andrew Youderian of eCommerceFuel.com and Nikhil Krishnan of OutOfPocket.Health)

What Was Mentioned

Image credit to Myriams-Fotos from Pixabay.



Andrew Youderian
Post by Andrew Youderian
Andrew is the founder of eCommerceFuel and has been building eCommerce businesses ever since gleefully leaving the corporate world in 2008.  Join him and 1,000+ vetted 7- and 8-figure store owners inside the eCommerceFuel Community.

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